International Travel – always have some cash on hand

While most businesses take credit cards these days there will always be times when you need some cash. Taxis in some countries and cities take credit cards but in some you still need to pay cash. Tipping is prevalent in some countries, a custom in some and mandatory in others and unless it is a restaurant where you can add it onto the credit card charge, you will need cash – eg barmen and porters.

Also, having a small amount of cash in an unfamiliar country will make you feel comfortable that you can get your way through any situation that may arise – even a cup of coffee.